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RES 98-38 ESTABLISHMENT OF DEBT POLICIESRESOLUTION No. 98-38 A RESOLUTION OF THE CITY OF BAINBRIDGE ISLAND, WASHINGTON ESTABLISHING DEBT POLICIES. WHEREAS, policies governing the use of debt have been included in the 1997 and 1998 Budgets but have never been separately voted on by the City Council, and WHEREAS, the City Council now wishes to explicitly approve policies setting limits on the use of debt by the City; now, therefore, THE CITY COUNCIL OF THE CITY OF BAINBRIDGE ISLAND, WASHINGTON, DOES RESOLVE AS FOLLOWS: The City shall follow the following policies in its use of debt: ( 1 ) The outstanding debt obligations of the City will not exceed 7 5% of statuto.ry limits: (2) The City will use long-term borrowing only for the financing of capital improvements which cannot be funded from current revenues; (3) The City will not use long-term debt to fund current operations; (4) The term of long-term debt will not exceed the estimated useful life of the capital assets being financed; (5) To the extent possible, the City will use interfund loans (e.g. borrowing from the utility fund to pay for L.I.D. construction) rather than external debt instruments (e.g. bank loans) for short-term cash flow needs whenever use of such loans results in a financial advantage to the City. Interfund loans shall always pay interest from the receiving fund to the lending fund and shall be accounted for as quasi-external transactions; (6) The City shall maintain adequate cash reserves to pay for all City expenditures without needing to resort to short-term borrowing from external sources; (7) The City shall maintain adequate cash balances to pay all bonds, notes, contracts, and other debt instruments promptly when due, in accordance with the terms of the instruments; and (8) Because the City' s financial stature is important, payment of all debt instruments which bear the City's name shall be given priority. PASSED by the City Council this APPROVED by the Mayor this 3 ,w day of September, 1998. ¥ th day of September, 1998. ATTEST/AUTHENTICATE: Susan P. Kasper, City Clerk FILED WITH THE CITY CLERK: PASSED BY THE CITY COUNCIL: RESOLUTION No. 98-38 August 25, 1998 September _if_3., 1998.